We have an extensive list of programs available. We offer Conventional, FHA, USDA, as well as renovation mortgages with Fannie Mae's HomePath program. We do cross qualifying for buyers and have a 24 hour pre-qualifying hotline. We have an in-house underwriter and provide excellent customer service to our borrowers and have the quickest closings available, some in 10 business days, versus the larger lenders that take, at minimum, 60 days. Contact Us Today! http://www.aapexfinancial.net/ or call 704.331.3970

Who Wants to Sell Some Houses?!

Aapex Financial strives to be the best in the business when it comes to our loans and borrowers. We want to make sure that our borrowers get into their homes in a timely matter so they can start their new lives as soon as possible. We also want to help out our business partners by getting their loans closed fast and their houses off the market. Come join us in the mission to get these houses off the market and borrowers who need a home back into them! If we all join togther we can get this housing market back togther!

How to Design your House for the Holidays

Its that time of year again. The leaves turn different colors, the temperature lowers and new houses get decorated with the beauty that is the Fall season. Here are a few ideas on how to transform your home into a perfect holiday get away.

• Fall colored wreaths for your front door
• Dark orange, burgundy or other earth toned place mats for your dining room table
• Dried flowers and leaves for table center pieces
• Change light colored summer fabrics (sheets, pillow cases, drapery, etc...) to more autumn colored items
• Strategically place potpourri around the house in fragrances such as pumpkin, spice, and apple cinnamon

Are you Ready to Buy a House?

Buying a house and turning it into your home is something all Americans dream of but are you really ready for such a large purchase? There are a few questions you need to ask yourself when it comes to the major home buying decision.          

• Is my income steady?
• Do I have enough money for a down payment and other fees such as closing costs?
• Do I know how to properly budget my finances?
• Do I have a clear understanding of what owning a house means regarding ownership costs and fees?
• What is my debt to income ratio? (This can be calculated by taking all you monthly debt payments and dividing it by your total monthly income. If you are under 50% you are in better standings to be approved by a lender. From here you can also see how much you will be able to borrow by using such tools as this calculator: http://aapexfinancial.net/loancenter-calculators-prequalify.aspx)

By asking yourself some of these questions you will be able to better understand if buying a house is not just something you want to do but a smart investment choice as well.

Aapex Financial and Fannie Mae's HomePath Offer New Buying Opportunities

 

Charlotte, NC-October 22, 2010   Fannie Mae’s HomePath project is available for borrowers who many not have outstanding credit or large down payments available. HomePath provides mortgage financing for both ready to move in homes and renovation properties. Aapex Financial Solutions has over 20 years of experience within the mortgage industry and specializes within mortgage renovation projects; therefore, Aapex has been teaming up with HomePath to help all borrowers take advantage of the benefits.

HomePath has many benefits to its users such as low down payments and flexible mortgage terms, no appraisal fees, and availability to both occupiers and investors. In addition, borrower’s down payments can be funded from almost any venue and mortgage insurance is not even required. All HomePath’s benefits mixed with Aapex Financial’s in house underwriting, aggressive rates, and fast turn around time on closings due to a preferred position to investors makes for a great option for homebuyers.

Borrowers interested in buying a new home or investment property will gain much benefit from HomePath’s program and can take advantage of great rates, quick closings, and guaranteed HomePath policy expertise through any one of Aapex’s national branches. More information can be supplied through contacting Aapex Financial Solutions through the above contact or through their website at http://www.aapexfinancial.net/

Aapex Financial Solutions is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

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